Terms of Use

By accessing or using the Dinero-BillPay website and app, you agree to comply with these Terms and any applicable laws and regulations.
If you do not agree with these Terms, you must not use our services.

Eligibility: You must be at least 18 years old to use our services. By using Dinero-BillPay, you represent that you meet this age requirement.
Account Registration: You must create an account to access certain features. You are responsible for maintaining the confidentiality of your account credentials and for any activities under your account.
Prohibited Activities: You agree not to use our services for any unlawful purposes, including but not limited to money laundering, fraud, or unauthorised access to other accounts.

Service Fees: Dinero-BillPay may charge fees for certain transactions. These fees will be clearly outlined before you complete any transaction.
Payment Methods: You are responsible for providing accurate payment information. We are not liable for any issues arising from incorrect payment details.
Refund: Refunds for transactions made through Dinero-BillPay are subject to our Refund Policy, which is available on our website. Please review the policy before making a payment.
Transaction Limits: We may impose limits on the amount you can pay or transfer through our services based on regulatory requirements or at our discretion.

Automated Payments: Dinero-BillPay offers a feature that allows users to schedule bill payments. You are responsible for ensuring sufficient funds are available in your account at the time of the scheduled payment.
Failed Payments: Dinero-BillPay is not liable for any consequences arising from failed scheduled payments due to insufficient funds or incorrect payment details.

Ownership: All content, logos, and trademarks used on the Dinero-BillPay platform are owned by Dinero or licensed to us. You may not use, copy, or reproduce any part of our services without our permission.
User Content: By submitting any content through our services, you grant us a non-exclusive, royalty-free, worldwide license to use, modify, and display such content to provide our services.

Data Collection: Your use of Dinero-BillPay is subject to our Privacy Policy, which outlines how we collect, use, and protect your data.
Third-Party Services: We may use third-party service providers for payment processing or other services. We are not responsible for the privacy practices of these third parties.

Dinero-BillPay will not be liable for any direct, indirect, incidental, or consequential damages arising out of or related to the use or inability to use our services, even if we have been advised of the possibility of such damages.
We do not guarantee the continuous availability of our services, and we reserve the right to suspend or terminate the services at any time for maintenance or other reasons.

You agree to indemnify, defend, and hold Dinero-BillPay and its affiliates harmless from any claims, damages, losses, or liabilities arising out of your use of our services, violation of these Terms, or infringement of any third-party rights.

Account Suspension: We reserve the right to suspend or terminate your account if you violate these Terms or engage in fraudulent or illegal activities.
Termination by User: You may terminate your account at any time by contacting our support team. Upon termination, your right to use our services will cease immediately.

We may update these Terms from time to time. The updated version will be posted on our website, and the changes will become effective immediately upon posting.
Your continued use of our services after any changes constitute your acceptance of the new Terms.

These Terms and any disputes arising from your use of the Dinero-BillPay services are governed by the laws of [Your Country/Nigeria], without regard to its conflict of laws principles.

If you have any questions or concerns about these Terms or our services, please contact us at: info@dinero-billpay.com